Solutions byUS Legal Disclaimer
Effective Date: November 4, 2026

The information Solutions byUS ("we," "us," or "our"), provides on solutionsbyus.org, its related pages and subdomains, and its programs, tools, and live sessions is for general educational and informational purposes only. It is not a substitute for individualized legal, tax, accounting, financial, investment, or other professional advice.

By using this website or our programs, you acknowledge and accept this disclaimer.

No Professional Relationship
Viewing this website, contacting Solutions byUS, subscribing to content, completing a free assessment, or attending a free session does not create a client relationship. A client relationship begins only after you have accepted the applicable agreement and completed any required payment.

Solutions byUS is not a law firm, accounting firm, tax preparer, bank, lender, or registered investment adviser. Our team does not provide legal, tax, accounting, or investment advice, and nothing we provide creates an attorney-client, accountant-client, or fiduciary relationship. Consult an appropriately licensed professional before making legal, tax, financial, or investment decisions.

Programs and Live Sessions
This disclaimer applies to all Solutions byUS offerings, including The Money Table, The WIN Room, Tuesday Money Hour, Power Move Sessions, Fireside Chats, the Business Wobble Check, and our business credit programs.

These offerings provide education, tools, and general guidance. Statements such as "One Session, One WIN" or leaving a session with a result describe our goal for the session. They are not a promise of any specific business or financial outcome.

Live sessions and group discussions may include comments from other participants. Those comments are their own opinions and do not represent advice from Solutions byUS.

Funding and Business Credit Education
Solutions byUS is not a bank or lender and does not make credit or loan decisions. Approval, loan amounts, rates, and terms are decided solely by third-party lenders and creditors, based on their own criteria.

We do not guarantee that you or your business will qualify for, obtain, or be approved for funding or credit, or that your credit profile or score will improve. Any timeframe we mention, including a minimum of four months to become bankable, is an estimate and not a promise.

We do not provide credit repair services. We do not dispute or remove items from a credit report on your behalf. You are responsible for the accuracy of all information you give us or any lender.

The Business Success Scan and similar tools provide educational information about funding readiness. Their results are not a credit report, a lending decision, or an offer of credit. The Business Success Scan does not pull your credit.
Some tools use software or artificial intelligence, which can produce incomplete or inaccurate information. Review the output and confirm it before relying on it.

Some programs may include a success fee on approved loans. Any such fee will be stated in your written agreement. Borrowing carries risk, including repayment obligations and possible personal guarantees, so review all lender terms carefully before signing.

Results, Earnings, and Testimonials

Solutions byUS does not guarantee any particular outcome, including revenue, income, profit, time saved, or business growth. Your results depend on factors such as your business, market, finances, effort, and implementation. Starting or running a business involves risk, including the possible loss of money.

Testimonials and client Wins describe individual experiences. They are not promises of what another person will achieve and, unless we state otherwise, they do not represent typical results. If someone sharing a testimonial received payment or another benefit from us, we will disclose it.

Personal Responsibility
You are responsible for your own decisions and actions, including those about your business, finances, credit, and borrowing. Consult an appropriately qualified professional before acting on information from this website or our programs.

External Resources
This website and our programs may link to or refer you to third-party websites, software, lenders, products, or resources. Solutions byUS does not control and is not responsible for the accuracy, availability, content, security, privacy practices, or decisions of third parties. A link or referral does not necessarily constitute an endorsement. Some partners may pay us an affiliate fee when you use our link or referral, which gives us a financial interest in that recommendation.

Intellectual Property
Unless otherwise stated, the original content and materials on this website and in our programs belong to Solutions byUS and may not be copied, reproduced, distributed, sold, or modified without prior written permission. Materials purchased or downloaded are for the purchaser's own business use only, unless expressly stated otherwise.

Limitation of Liability
To the fullest extent permitted by law, Solutions byUS and its owner will not be liable for losses or damages arising from reliance on this website, its content, our programs and tools, or third-party resources. Nothing in this disclaimer excludes liability that cannot legally be limited or excluded, and any written agreement you sign with us controls if it conflicts with this disclaimer.

Contact
Questions about this disclaimer can be sent to info@solutonsbyus.org.